Chapter 13 Bankruptcy: Keep Your Property & Repay Debts over Time - Softcover

"An excellent book that can guide you through the [Chapter 13] process. " Forbes Magazine
"Chapter 13 Bankruptcy will save you a fortune in attorney fees and confusion." The Midwest Book Review
"This is the best book going if you choose to file alone or if you want background on the Chapter 13 process." Attorney Gary Klein, Co-Author of Consumer Bankruptcy Law and Practice
"The late Elias, an author and bankruptcy lawyer, and Dzikowski, a bankruptcy lawyer, offer a guide to Chapter 13 bankruptcy. It explains how Chapter 13 works, the automatic stay, determining eligibility for Chapter 13, the means test, proposing a plan the judge will approve, and making the decision; filing for bankruptcy; common legal issues, carrying out the plan, what to do if the plan cannot be completed, and life after bankruptcy; and hiring and working with a lawyer and doing legal research. This revised edition includes recent changes in bankruptcy law, as well as updated 50-state exemption tables and key Supreme Court decisions." Eithne O'Leyne, Editor, Ringgold, Inc.. ProtoView

When you file for Chapter 13 bankruptcy, you can wipe out some of your debt and pay off the rest over time with a repayment plan approved by the bankruptcy court. You may be able to:

• avoid foreclosure
  
• stop car repossession
  
• reduce car loan debt
  
• stop most debt collectors, and
  
• remove junior liens from your home
  

Here, you'll find clear explanations of the Chapter 13 process and worksheets to help you:

• consider alternatives to bankruptcy
  
• decide if Chapter 13 is your best option
  
• determine if you qualify for Chapter 13
  
• estimate your monthly plan repayment
  
• find and work effectively with an excellent lawyer, and
  
• rebuild your credit after bankruptcy
  

This revised edition includes all the latest changes in bankruptcy law, including updated 50-state exemption tables, and important U.S. Supreme Court decisions.

If you are considering or have decided to file Chapter 13 bankruptcy, Nolo’s Chapter 13 Bankruptcy is the essential guide you need to understand the procedures and law.

Please note: This book does not cover business bankruptcies, farm reorganizations, or Chapter 7 personal bankruptcy. For Chapter 7 bankruptcy, see Nolo's How to File for Chapter 7 Bankruptcy.